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MHDC Homeownership

MHDC Homeownership
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Next Step Program Mortgage Rates                                         First Place Program Mortgage Rates
Effective Date: 2/21/2020                                                            Effective Date:  2/21/2020
Effective time: 9:00 AM                                                                Effective time: 9:00 AM
 
Government Loans:                                                                      Government Loans: 
 
Next Step Govt CAL - 4.375%                                                     First Place Govt CAL – 3.80%
Next Step Govt NON-CAL - 3.25%                                               First Place Govt NON CAL – 3.05%
Next Step Govt OA (Opportunity Area) CAL - 4.25%                     First Place Govt Targeted CAL – 3.50%
Next Step Govt OA (Opportunity Area) NON-CAL - 3.125%            First Place Govt Targeted NON CAL –2.75% 
 
Conventional Loans:                                                               Conventional Loans: 
  
Next Step Conventional CAL - 4.75%                                          First Place Conventional CAL– 4.00%
Next Step Conventional NON-CAL - 3.625%                                 First Place Conventional NON CAL – 3.25%
Next Step Conventional OA CAL - 4.625%                                   First Place Conventional Targeted CAL – 3.70%
Next Step Conventional OA NON-CAL - 3.50%                             First Place Conventional Targeted NON CAL – 2.95%
Next Step Conventional CAL Over 80% AMI - 5.125%                  First Place Conventional CAL Over 80% AMI - 4.50%
Next Step Conventional NON-CAL Over 80% AMI - 4.25%            First Place Conventional NON-CAL Over 80% AMI - 3.75%
Next Step Conventional OA CAL Over 80% AMI - 5.00%               First Place Conventional Targeted CAL > 80% AMI - 4.20%
Next Step Conventional OA NON CAL Over 80% AMI - 4.125%      First Place Conventional Targeted NON CAL >80% AMI - 3.45%

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