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MHDC Homeownership

MHDC Homeownership
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Next Step Program Mortgage Rates                                         First Place Program Mortgage Rates

Effective Date: 06/05/2020                                                          Effective Date:  06/05/2020
Effective Time:  9:00 AM                                                              Effective time:  9:00 AM 

Government Loans:
                                                                      Government Loans: 
   
Next Step Govt CAL - 4.125%                                                    First Place Govt CAL – 3.75%
Next Step Govt NON-CAL - 2.75%                                              First Place Govt NON CAL – 3.00%
                                                                                               First Place Govt Targeted CAL – 3.50%
                                                                                               First Place Govt Targeted NON CAL –2.75% 
 
Conventional Loans:                                                               Conventional Loans: 
  
Next Step Conv CAL Under 80% AMI - 4.50%                            First Place Conv CAL Under 80% AMI – 4.00%
Next Step Conv NON-CAL Under 80% AMI - 3.25%                    First Place Conv NON-CAL Under 80% AMI – 3.25%
                                                                                              First Place Conv Targeted CAL Under 80% AMI – 3.70%
                                                                                              First Place Conv Targeted NON-CAL Under 80% AMI – 2.95%
Next Step Conv CAL Over 80% AMI - 5.125%                             First Place Conv CAL Over 80% AMI - 4.50%
Next Step Conv NON-CAL Over 80% AMI - 3.75%                       First Place Conv NON-CAL Over 80% AMI - 3.75%
                                                                                              First Place Conv Targeted CAL Over 80% AMI - 4.20%
                                                                                              First Place Conv Targeted NON-CAL Over 80% AMI - 3.45%

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