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MHDC Homeownership

MHDC Homeownership
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Next Step Program Mortgage Rates                                         First Place Program Mortgage Rates
Effective date: 2/15/2019                                                             Effective date: 2/15/2019
Effective time: 9:00 AM                                                                Effective time: 8:00 AM
 
Government Loans:                                                                   Government Loans: 
 
Next Step CAL - 5.75%                                                                CAL – 5.25%
Next Step NON-CAL - 4.375%                                                      NON CAL – 4.50%
Next Step OA (Opportunity Area) CAL - 5.625%                            Targeted CAL – 4.75%
Next Step OA (Opportunity Area) NON-CAL - 4.25%                      Targeted NON CAL – 4.00% 
 
Conventional Loans:                                                                  Conventional Loans: 

Next Step Conventional CAL - 6.000%                                          CAL– 5.45%
Next Step Conventional NON-CAL - 4.875%                                    NON CAL – 4.70%
Next Step OA Conventional CAL - 5.875%                                     Targeted CAL – 5.125%
Next Step OA Conventional NON-CAL - 4.75%                             Targeted NON CAL – 4.20%

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